Fees
In an effort to assist you in keeping your credit union accounts in order, a listing of our service and penalty fees is provided below. Please be advised that the applicable fees will be charged to our MiddConn Municipal Federal Credit Union accounts. We recommend that you review your credit union statements thoroughly so that you can reconcile your statements to include any service fees you may have been charged. If you have a question regarding these fees or would like to dispute a fee charged to your account, please do not hestitate to contact a member services representative.
Effective Date: 03/19/2021
| Membership Share |
$25.00 par value |
| Vacation Club Account Excess withdrawal fee |
$8.00 per withdrawal |
| Holiday Club Account Early withdrawal fee |
$8.00 per withdrawal |
| Dormant Account Fee |
$2.00 per month if your account balance is less than $100 and you have had no activity for at least 12 months (youth and teen accounts excluded) |
| NSF Fee |
$27.50 per item |
| Returned Item Fee |
$17.50 per item |
| Stop Payment Fee |
$15.00 per stop payment up to 4 orders;
$25.00 for a series of 5 or more |
| Share Draft Printing Fee |
Cost |
| Classic Checking Service Fee |
$2.00 per month if $450 minimum balance is not maintained |
| Share Draft Copy Fee |
$ 2.50 per item |
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| Account Reconciliation Fee |
$20.00 per hour, 1 hour minimum |
| Account Research Fee |
$20.00 per hour, 1 hour minimum |
| Account Closure Fee |
$10 if account is closed within 3 months of opening |
| ACH Origination Fee. |
$5.00 per item to set-up |
| Bill Paying Service |
$.50 per item/month |
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| Check Cashing Fee |
$ 5.00 per check |
| Corporate Check Copy Fee |
$ 2.50 per item |
| Deposited Item Return Fee |
$17.50 per item |
| Foreign Item Fee. |
$15.00 per item |
| Items Sent for Collection Fee |
$17.50 per item |
| Legal Process Fee |
$20.00 per item |
| Loanliner Line-of-Credit Fee |
$20.00 per year |
| Money Order Fee |
$1.50 per item |
| Returned Mail Fee |
$2.00 |
| SS# Potential IRS Fine |
$50.00 |
| Wire Transfer Fee (incoming) |
No Charge |
| Wire Transfer Fee (outgoing) |
$15.00 per transfer |
| Wire Transfer Fee (recurring) |
$12.00 per transfer |
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| Nonproprietary ATM Withdrawal Fee |
$1.00 per item |
| Four (4) Atm withdrawals per month at no charge |
| Balance Inquiry Fee |
$.50 each |
| NSF Fee |
$27.50 per item |
| Replacement Card Fee |
$5.00 for first replacement;$10.00 for each subsequent replacement |
| Transfer between accounts Fee |
$.50 per transfer |
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
