Secured

Share Secured Loans

Use the money in your share savings account to collateralize a loan. Depending on the term of the loan, you will pay just 2.00% (up to 36 months) or 3% (up to 60 months) over the dividend rate on shares. You'll continue to earn a dividend on your shares monthly and as loan payments are made, the amount pledged will be lowered and available to you.

For example, a 5 year $10,000 loan at 3.00% Annual Percentage Rate (APR) will have 60 monthly payments of $179.70.

Share Certificate Secured Loans

Use your Share Certificate to collateralize a loan and pay only 2.00% over the share certificate rate. The term of the loan must be equal to the Share Certificate; if not, the Share Certificate has to be renewed until the loan is paid in full.

For example a 3 year $5,000 loan at 6.75% Annual Percentage Rate (APR) will have 36 monthly payments of $153.83.