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Teen

It's your future - take control of it.

Let MiddConn FCU help you on the road to financial independence through our TLC Club - one smart step at a time. This account was especially designed for our teen members between 13 and 19.

The TLC Club:

  • Will help you learn the importance of establishing good financial habits
  • Will teach you how to make important financial decisions
  • Will teach you how to write a check and balance your checking account
  • Will give you opportunities to save and borrow
  • Will give you incentives for achieving specific goals
  • Will offer a scholarship

The TLC Clubs offers:

  • Share savings accounts
  • Special Checking accounts for Teens
  • ATM Card
  • VISA Check Card (parent as joint owner) - tier 2
  • Term Share Certificates
  • Loans (credit union bylaws and policies apply)

Want to get started?

Just open a TLC Savings Account for $25.00 and you're in! Add to your savings account with money from your allowance, birthday, holiday gifts or your paycheck from your part-time job. Before you know it, you'll be able to buy that CD player, DVD recorder, computer or musical instrument you want; you'll be able to take that skip trip or even make a down payment on your first car.

Your TLC account is in your own name. (See how easy that is?) And though you'll need a parent co-signer for other services, you know you can handle the responsibility anyway.

When can you get started?

Right now. Just open your TLC Account at the credit union today.

Here's what you can get

MMFCU's TLC Club will have two levels of participation. The first tier is for members ages 13 to 15; the second tier is for members 16 to 19.

Savings Accounts
Tier I Ages 13 - 15 Tier II Ages 16 - 19
regular share savings
special purpose savings
Holiday Club Account
regular share savings
special purpose savings
Holiday Club Account
ATM Card
Tier I Ages 13 - 15 Tier II Ages 16 - 19
maximum withdrawal limit of $100/day
parent as joint owner
accesses savings account only
4 free withdrawals per month
maximum withdrawal limit of $100/day
parent as joint owner
accesses savings account only
4 free withdrawals per month
Term Share Certificates
Tier I Ages 13 - 15 Tier II Ages 16 - 19
minimum of $250 to open
rate is 1/4% over existing rates
minimum of $250 to open
rate is 1/4% over existing rates
Loans *
Tier I Ages 13 - 15 Tier II Ages 16 - 19
share or certificate secured age 15: computer loan with parent as co-borrower personal, share or certificate secured
under 18: maximum loan of $1,000 with parent as co-borrower
over 18: co-borrower and maximum may not apply
*Credit union bylaws and policys apply.
Checking Account
Tier I Ages 13 - 15 Tier II Ages 16 - 19
N/A no monthly fee
free box of checks per year(limited styles available)
VISA Check Card
Tier I Ages 13 - 15 Tier II Ages 16 - 19
N/A maximum $250 limit
access to savings and checking parent as joint owner

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