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Mobile Check Deposit

SNAP - CLICK - SEND

Use your smartphone to deposit checks into your account.

It’s Fast, Easy, & Safe– and Available at No Charge

Deposit checks anytime, anywhere with Mobile Check Deposit. If you have an iPhone or an Android Smart Phone, you are just a few steps away from securely depositing checks into your account – whenever and wherever you want – no need to drive to the credit union. Just snap, click and send!

 

Getting Started

  1. Complete the application for Mobile Deposit (on-line or at the credit union)
  2. You will receive an email confirmation once you’re approved for Mobile Deposit
  3. Download our Mobile Banking App (available in ITunes or Google Play Stores); if you already have it be sure to get the updated version

  4. Make a deposit using your phone.
    • Log-in to your account
    • From the Menu, select Deposit
    • Follow the deposit instructions
    • Snap a picture of the front and back of your check
    • Click deposit
    • You’ve just Sent your check to the credit union and saved yourself a trip!

Do I qualify for Mobile Check Deposit?

  • You have to be 18 years or older
  • Must be a member for at least 6 months
  • Never caused us a loss
  • Be enrolled in Online Banking
  • Must have a MiddConn checking account
  • And accepted the Terms and Conditions of the Mobile Deposit Agreement

How do I endorse my check for deposit?

First

  • write “For deposit only MiddConn Mobile” on the back of your check
  • Sign your check
  • Then snap a picture of the check and submit for deposit

Second

  • After you’ve submitted your check write “mobile deposit” and the date on the front of the check
  • Save your original check for 45 days and then destroy it to ensure it is not re-presented for payment 

What types of checks cannot be deposited through Mobile Check Deposit?

  • Checks stamped “non-negotiable or “this is not a check”
  • Foreign checks
  • Photocopies of checks
  • Incomplete checks
  • Stale or Post Dated Checks
  • Savings Bonds
  • Third Party Checks made payable to someone other than yourself
  • Checks with a restrictive endorsement
  • Checks previously submitted for deposit
  • Checks that are remotely created
  • Checks showing evidence of alteration
  • Traveler’s Checks

To Contact Us:

During business hours: 860-638-5360

Mobile Deposit Agreements and Disclosures
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