Effective 05/22/2013; Rates are subject to change without prior notice
- APR - Annual Percentage Rate
- APY - Annual Percentage Yield
| Regular Share Account |
0.05% |
0.050% |
| Kids & Teen Share Account |
0.15% |
0.150% |
| Other Share Account |
0.10% |
0.100% |
| Holiday Club Account |
0.15% |
0.150% |
| Vacation Club Account |
0.15% |
0.150% |
| IRA Share Account |
0.25% |
0.250% |
| |
|
|
| Premier Share Draft Checking |
.15% |
0.150% |
| Classic Share Draft Checking Account |
.10% |
0.100% |
| Money Market Account |
| $2,500 to $9,999.99 |
0.10% |
0.100% |
| $10,000 to $24,999.99 |
0.15% |
0.150% |
| $25,000 to $49,999.99 |
0.15% |
0.150% |
| $50,000 plus |
0.15% |
0.150% |
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 3 months |
| $500.00 to $9,999.99 |
$500.00 |
0.100% |
0.10% |
| $10,000 to $19,999.99 |
$500.00 |
0.150% |
0.15% |
| $20,000.00 plus |
$500.00 |
0.200% |
0.20% |
| 6 months |
| $500.00 to $9,999.99 |
$500.00 |
0.150% |
0.15% |
| $10,000 to $19,999.99 |
$500.00 |
0.200% |
0.20% |
| $20,000.00 plus |
$500.00 |
0.250% |
0.25% |
| 12 months |
| $500.00 to $9,999.99 |
$500.00 |
0.200% |
0.20% |
| $10,000 to $19,999.99 |
$500.00 |
0.250% |
0.25% |
| $20,000.00 plus |
$500.00 |
0.300% |
0.30% |
| 24 months |
| $500.00 to $9,999.99 |
$500.00 |
0.250% |
0.25% |
| $10,000 to $19,999.99 |
$500.00 |
0.300% |
0.30% |
| $20,000.00 plus |
$500.00 |
0.350% |
0.35% |
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 6 months |
| $500.00 to $9,999.99 |
$500.00 |
0.150% |
0.15% |
| $10,000 to $19,999.99 |
$500.00 |
0.200% |
0.20% |
| $20,000.00 plus |
$500.00 |
0.250% |
0.25% |
| 12 months |
| $500.00 to $9,999.99 |
$500.00 |
0.200% |
0.20% |
| $10,000 to $19,999.99 |
$500.00 |
0.250% |
0.25% |
| $20,000.00 plus |
$500.00 |
0.30% |
0.30% |
| 24 months |
| $500.00 to $9,999.99 |
$500.00 |
0.250% |
0.25% |
| $10,000 to $19,999.99 |
$500.00 |
0.300% |
0.30% |
| $20,000.00 plus |
$500.00 |
0.350% |
0.35% |
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 12 months |
$250.00 |
0.250% |
0.25% |
Please Note:
1. For regular share share, share savings, holiday club, vacation club, IRA share, money market and classic checking accounts, the Dividend Rate and Annual Percentage Yield may change monthly after the account is opened.
2. The Annual Percentage Yield (APY) is accurate as of the date noted above.
3. The minimum balance to earn the advertised Annual Percentage Yield on share savings acccounts is $100.00.
4. Term Share and IRA Share Certificates. The dividend rate and Annual Percentage Yield are fixed for the term of the certificate. Certificates are automatically renewed unless we receive information to the contrary. Members cannot make deposits to RSC and IRA Share Certifictes once they are opened. A penalty will be imposed for early withdrawal. The amount of the early withdrawal penalty is based on the term of your account. The penaly schedule is as follows:
Terms of 3 months or less
Terms of 6 months to 1 year
Terms of 1 year to 2 years
Terms of 2 years or more |
30 days dividends
45 days dividends
60 days dividends
90 days dividends |
5. Kids Share Certificates. The Dividend Rate and Annual Percentage Yield (APY) are fixed for the term of the certiifcate. Certificates are automatically renewed unless we receive information to the contrary. Deposits can be made in increments of $50.00. A penaly applies for early withdrawal. The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
|
Terms of 3 months or less
Terms of 6 months to 1 year
Terms of 1 year to 2 years
Terms of 2 years or more |
30 days dividends
45 days dividends
60 days dividends
90 days dividends |
6. Fees could reduce the earnings on the account.
