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Credit Card
Visa Overview MiddConn FCU offers two Visa Credit Cards - choose from a Platinum or Classic Secured Card. Both cards offer competitive rates and benefits.
VISA Platinum With a MiddConn FCU VISA Platinum Credit Card, you receive the following money saving features and benefits:
VISA Classic Secured If you do not have credit history, or have had trouble getting credit in the past, then a VISA Secured card is what you need. Just fill out the Pledge of Shares portion of the VISA application and pledge a minimum of $500, to be frozen in your share savings account. You will receive your own VISA card with a limit up to the amount pledged plus, you will still earn dividends on the money in your savings account. With a MiddConn FCU VISA Classic Secured Credit Card, you receive the following money saving features and benefits:
Balance Transfer You may be able to lower your payments and pay your debt off faster by transferring your current credit card balances to a MiddConn FCU Visa Platinum Card. We're offering a low rate of 3.99% APR for up to 12 months on balance transfers. Call David at 860-638-5360 for a form or complete and return the VISA BALANCE TRANSFER FORM to the credit union office. Visa Payment by Automatic Transfer Pay your monthly Visa credit card bill without writing a check. You can automatically have your payments made from savings or checking by signing up for our Automatic Transfer service. Select the Visa automatic payment option that's best for you:
Complete and return the Visa Credit Card Automatic Payment Form to the Credit Union. Each month on your statement due date, we will automatically transfer your pre-authorized payment. A record of your transaction will appear on your Visa bill and your credit union savings or check statement. You can make additional payments at any time. Authorized Users You may designate one or more authorized users on your Visa Credit Card account. An authorized user will be issued a card with their name on it but with the your (the primary cardholder's) account number. Monthly statements will always be sent to you, the primary cardholder. In order to add an authorized user to your account, you will have to sign a Visa Authorized User form indicating you will be solely responsible for all usage by your designated authorized user. Verified by Visa Internet shopping is a popular shopping venue. Add a Verified by Visa® password to protect you during that experience. Verified by Visa® authenticates account ownership online, in real time, during internet transactions. By registering for Verified by Visa® you are protecting yourself against unauthorized use of your MiddConn Federal Visa Card. . Even if you don't shop online, you may register your credit card with Verified by VISA® to protect it from online fraud if your card is lost or stolen. Call Verified by VISA® with any questions at 888 918-7490. Mailing Address for Visa Credit Card Payment MiddConn Federal Credit Union Traveling Outside the United States Please contact the Visa Department at the credit union before you travel outside the United States. Our fraud monitoring protection program may be activated when you try to use your card to make a purchase in a foreign country and your card could be declined. We recommend you contact the credit union at least one week prior to your departure. Let us know your destination and dates of travel. We can take steps to avoid your credit card being blocked during your foreign trip. Blocked Countries Due to the high incidence of fraudulent transactions, MIDDCONN HAS BLOCKED ALL FOREIGN COUNTRIES. If you plan on traveling outside the United States, please contact us one week prior to your departure. Lost or Stolen Card Report a lost or stolen MiddConn FCU Visa Card:
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